Accumulate for
DeFi Enterprises DApps Governments Industries

Real World Business

Real world business is rooted in identity. The ownership of an account, the responsible party, and the source of the data attesting to value are all examples of identity. Our protocol is built around identities and lists of data owned by identities. Building on identity, rather than addresses, creates a protocol that can seamlessly interact with the real world through URLs which are already the backbone of web commerce. Using this method, simple to create oracles and smart contracts are not constrained to run on chain.

Freeing smart contracts from the limitations of running on chain, frees them to interact asynchronously with the rest of the financial universe. Breaking smart contracts free of the walled garden inherent in existing protocols means new smart contracts can be built using an organization’s existing technology stack. No new, special purpose, tools and languages are required and all the attendant costs and risks of introducing new technology.

Opening the Door to Enterprise Adoption

Enterprise Data Management

Create a purpose-built architecture for secure data mapping. Assimilate business applications and transformations faster for easier change management.

Business Hierarchy

Naturally mirror organization fundamentals onto the blockchain: People, positions, departments, subsidiaries, project teams, etc. Allows for permission-based schemes of responsibility and security.


Increase the flexibility of private market assets and security of sensitive information. Identities can be assigned to anything that owns a resource: buildings, IOT devices, investor reports, financial statements, copyrights, patents, etc.

Regulation-Ready Architecture

Enforce compliance with tightening legal and regulatory frameworks surrounding blockchain using Accumulate’s inherent identities and data management capabilities.

Decentralized Finance (DeFi)

Crosschain capabilities, ADIs, network speed & latency make Accumulate an attractive option for DeFi projects.

  • Analytics
  • Asset Issuance
  • Automated Market Makers (AMMs)
  • Borrowing & Lending
  • Decentralized Exchanges (DEXs)
  • Derivatives & Options
  • Infrastructure
  • Insurance
  • Payments
  • Prediction Markets
  • SDAOs
  • Stablecoins
  • Trading


As businesses move toward verified data on blockchains, Accumulate offers scalability and reliability for application builds.

Enterprises & Governments

Maintain secure and verifiable records for enterprises and governments. Accumulate offers greater ownership, management, and security for data.